月供3864.66元，详细计算如下： 月等额本息现值系数=(1-1/(1+5.88%/12)^(10*12))/(5.88%/12)=90.564249月还款额=350000/90.564249=3864.66本息合计=3864.66*10*12=463759.2利息共计=463759.2-350000=113759.2
